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​Subaru Extended Warranty

​The Subaru manufacturer's warranty is typical of most new vehicle warranties. It covers 3 years or 36,000 miles. The Power-train coverage is for 5 years or 60,000 miles, whichever occurs first. When the manufacturer's warranty has run out you will be responsible for all repairs and expenses unless you purchase Subaru Extended Warranty coverage.
Subaru calls their extended warranties, “added security” and for good reason. By extending your warranty you are doing just that, adding on security for your Subaru vehicle when the manufacturer's warranty runs out.
There are 2 levels of extended warranties that you can choose with options even within those 2 levels. With the Subaru extended warranties you will have lots of options to fit your budget and by selecting what you want out of your extended warranty.
If a component breaks that is covered under Subaru Extended Warranty Plan, Subaru will repair or replace it with new or re-manufactured parts. Unlike some other plans out there, Subaru does not exclude wear and tear of covered components (for example, low engine compression, or excess oil consumption due to worn out engine components); consequential damage to other components (for example, brake caliper repairs requiring new brake pads); struts and constant-velocity joints (even CV boots are covered). Subaru will repair covered components until 100,000 or even 120,000 miles, depending on the plan that you select.

​Power-train Warranty

​Because the Power-train components are the main parts of a vehicle, I think it's a good idea to see what is covered under the basic warranty. When you extend your warranty you can also extend the power-train component warranties.

​Here is what is covered under the power-train when you purchase a new Subaru vehicle:

  • ​Engine
  • Engine block and all internal parts
  • ​Cylinder heads and valve trains
  • ​Oil pump and oil pan
  • ​Timing belts or gears and cover
  • ​Water pump
  • ​Flywheel
  • ​Intake and exhaust manifolds
  • ​Oil seals and gaskets

​The Subaru warranty ​also protects against issues in your vehicle’s trans-axle and differential. This includes the following parts:

  • ​Trans-axle case and internal parts​
  • ​Torque converter
  • ​Electronic transmission control unit
  • ​Seals and gaskets
  • ​Axle shafts and constant velocity joints (except boots)
  • ​Propeller shaft
  • ​Wheel bearings

What Is Covered By A Subaru Extended Warranty?

​With Subaru extended coverage you have 2 options to choose from. Both options will include wear and tear. For example, coverage will include low engine compression, excess oil consumption due to worn engine components). • Consequential damage​ (For example, if a brake caliper fails to cause the brake pad to require replacement, Added Security covers all related components). • Struts and CVJs​ (Even torn CV boots are covered!) • These items are frequently excluded by other, after-market plans Those options are the Classic or Gold Plus Plan. Let's take a look at each plan below:

Classic Plan

The Classic Plan covers major parts, including the engine, all-wheel drive (AWD), transmission, towing and car rental.  There are various plan options to choose from up to 8 years, 120,000 miles and 10 years, 100,000 miles. You will also receive towing and rental benefits that cover repairs and include car rental and towing reimbursements. Comprehensive coverage includes wear and tear (On-board computers and other items are often excluded from the service agreements).

Gold Plus

​The Gold Plus Plan coverage includes all of the Classic Plan coverage plus air conditioning, electrical, steering, front suspension, brakes and more. The Gold Plus Plan is transferable which should increase your resale value. Plans to choose from go up to 8 years/120,000 miles and 10 years/100,000 miles. Repairs are made with genuine Subaru parts by factory trained Subaru technicians. Deductible options range from $0 to $100.

​Maintenance Plans

In addition to the above mentioned extended warranties, Subaru also offers maintenance plans. Let's take a closer look.

Benefits of Maintenance Plans

  • ​Enables you to lock-in the cost of scheduled maintenance
  • ​Can be conveniently included in your monthly payment schedule
  • ​Provides factory trained technicians and also the use of genuine Subaru Parts to help you maintain your vehicle's performance, safety and integrity of your Subaru.
  • ​Ensures that your vehicle will be serviced at a Subaru dealer.
  • ​Well maintained vehicles generally command a higher resale value, consume less fuel and have lower emissions, protect against loss of warranty, and helps ensure the safety of you and your passengers.

​Maintenance Plans Include:

  • ​All normal maintenance services recommended by Subaru in the warranty maintenance booklet and are honored by Subaru Dealers nationwide.
  • ​Coverage of inspections at 15,000 and 30,000 miles
  • ​Parts, labor, and fluids
  • ​Synthetic or regular oil (whichever is recommended in your Subaru Warranty Maintenance Booklet)
  • ​$500 Loyalty Coupon towards the purchase of your next new Subaru
  • ​Being Transferable if you sell your vehicle

​Subaru Used Car Warranty

A used car warranty is available for Subaru certified used-vehicles. Every certified pre-owned Subaru vehicle goes through a 152-point safety inspection. Any component that doesn't meet the high standards set forth by Subaru will have that component repaired or replaced. This includes everything from brake pads to tire tread depth. The inspections are extensive and performed by a Subaru technician. The safety inspection reports are made available for your review.

​A certified used car warranty from Subaru will include the following coverage:

  • ​Factory-backed 7-year/100,000 mile power-train coverage, with $0 deductible
  • ​152-point inspection
  • ​24/7 Roadside Assistance
  • ​$500 Owner Loyalty Coupon
  • ​Vehicle History Report
  • ​Collision Notification

​Is A Subaru Extended Warranty Transferable?

Yes, Subaru extended warranties are transferable. This is an asset, should you sell your vehicle. In general vehicles that have warranties in place are more valuable to potential buyers than vehicles not covered by a warranty. Note, that not all vehicle manufacturers have extended warranties that are transferable. This is definitely a benefit of buying Subaru.

​Why Buy An Extended Warranty?

A Subaru extended warranty is much like purchasing any kind of insurance. Buying an extended warranty is like buying a safeguard for when unforeseen repairs come up. If you are not a risk-taker, an extended warranty is a great choice. Or maybe you don't keep enough in an emergency fund to cover unforeseen repairs. Whatever the case, an extended warranty may take the stress away. Even if you never use it, it may make you feel better to not worry what might happen if you need a costly repair. That in itself may make an extended warranty valuable to you.
Of course, the main reason to buy an extended warranty is that it will cover repairs if needed and save you money. The average rate for a mechanic is around $100 per hour. Because an extended warranty can be financed into your monthly bill at the time of your Subaru purchase, an extended warranty makes future repairs affordable.

Here are some other reasons that you should buy an extended warranty:

  • Convenience - If something goes wrong with your Subaru vehicle while it is under warranty, you can just drop it off at a Subaru dealer to have it fixed. You won't have to seek out a mechanic to try to troubleshoot what is going wrong. You also won't have to try to self diagnose the problem. There will be no long hours on google, troubleshooting or looking at where to buy parts. Just drop it off at a certified Subaru mechanic and go. Convenience means time for more important things in life. And time also can mean money, especially if a repair were to take away from your time at work.
  • Worry-free Automobile Ownership - With an extended warranty you won't have to worry about how you will pay your bill if big repairs come up. An extended warranty can take the stress out of vehicle ownership. Many people have lost sleep and worried about how they would pay for unexpected auto repairs that their vehicle was needing. By buying an extended warranty you are taking that stress away.
  • Greater Value - If you sell your Subaru vehicle and can show that it was under warranty while you owned it, it will have a greater market value. Why? Because statistics show that vehicles under warranty are better-taken care of than vehicles not under warranty. Also, you could transfer your warranty to the new owner if the vehicle still had miles or years left on the warranty. This is seldom looked at benefit of purchasing an extended warranty. But keep in mind that the Subaru warranties do not transfer with full coverage. The warranty doesn't become totally lost, but it does change to only 5 years or 60,000 miles of power-train coverage.
  • No Unexpected Big Expenses - This last benefit that I'm going to go over is self-explanatory and also the number one reason that many people purchase extended warranties. Because your vehicle is under warranty you won't have to shell out the money if something goes wrong that is covered under warranty.

​Things To Consider When Purchasing A Subaru Extended Warranty

Let's take a look at some things to consider when you are contemplating ​purchasing a Subaru extended warranty:

  • Your extended warranty may not cover all the repairs. Make sure to read the fine print. I've covered what each level of a Subaru extended warranty covers but make sure before you buy one to read the warranty policy in detail. It always makes good practice to read what you are purchasing. It may take awhile reading that fine print but it is wise to do so.
  • You may never use the extended warranty. The facts are that an extended warranty costs money and in the long run, the auto world makes more money off the fact that they sell more extended warranties than it costs to fix those repairs covered by the extended warranty. This doesn't mean that you won't benefit from an extended warranty, but on the flip side, you may never use it. In that case, it is wasted money. It really is a gamble. Upon researching extended warranties, the statistics varied based on the study, but a lot of people never used their extended warranties.

Can I Buy An Extended Warranty After Purchasing A Vehicle?

Yes, you can buy an extended warranty after purchasing a new Subaru vehicle. But when you go to buy a new Subaru vehicle, chances are good that the dealer will try to sell you an extended warranty that day. For the dealer, they obtain the sale early and get their sales perks if you buy it right away. For the consumer, it may be of benefit to buy the coverage right away, because it can be calculated into monthly payments. But keep in mind, that you can purchase an extended warranty, anytime before your manufacturer's limited is up. However, you may find that the cost increases as your car gets older. Also, inflation may have increased the cost of the extended warranty if you wait to purchase it.

Can I Cancel My Subaru Extended Warranty?

If for any reason you change your mind and want to cancel your Subaru extended warranty, you can do so if you haven't used any of the warranty services. You will have to make the cancellation within the allowable amount of days of purchase to receive a full refund. Make sure to contact your Subaru  dealership without delay when or if you decide to cancel your policy.

Subaru Extended Warranty Conclusion

Subaru has two extended warranty plans that you can choose from with lots of options within those two warranties. You can also choose to purchase a maintenance plan that may help you make it easier to keep your vehicle running in top shape. I've gone over the benefits of having an extended warranty. After a Subaru new car manufacturer's warranty is up, you will be on your own footing the bills for repairs unless you choose to have continued coverage. Subaru warranties are transferable which makes your vehicle more marketable if you choose to sell it. Keeping a warranty intact should help you keep your vehicle maintained and running well since repairs and parts will be covered using new or refurbished Subaru parts. The nice thing with Subaru warranties is that you will have options to fit your budget and what you would like covered. I hope that this information has helped you in deciding if you'd like to purchase a Subaru Extended Warranty.

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