Kia Extended Warranty: Is It Worth It?

Kia vehicles are more than six decades old, but it took another 40 years or so until they became popular in the United States. Today, there are over a dozen models, and Kias are best known for their affordability and design. Many people may not know that Kia’s factory warranty is one of the more generous warranties available in the world of auto manufacturing.

Despite a factory warranty that offers better coverage than other carmakers, there’s always the chance that you might encounter expensive car repairs as you continue to put more miles on your Kia.

Given the comprehensive warranty that comes with all new Kias, many owners overlook the need for extended coverage until they’re stuck with a repair bill of more than $2,000. It’s never too early to check out Kia extended warranty plans. Let’s take a closer look to see what’s best for you.

How Much Does Each Kia Warranty Cost?

When you’re buying a new car, the last thing you want to do is pay more for extras or hidden fees. The great thing about factory warranties is that they are part of the final cost of your vehicle. We’ll take a look at Kia’s factory warranty before we discuss the Kia extended warranty.

Base Kia Warranty

The base warranty is also the same as the factory warranty. Kia has a reputation for offering a more generous and comprehensive base warranty than other car manufacturers, so let’s take a look at the details.

Kia’s base warranty has a few limitations and expires after a set number of years or miles (whichever occurs first). The 10-year, 100,000-mile warranty program includes a variety of limited base warranties. The 10-year warranty covers the essential components of your powertrain, which keeps your car running. The warranty covers costs associated with repairing your transmission and engine.

The 5-year, 60,000-mile warranty is also known as a bumper-to-bumper warranty, and it covers the majority of your essential Kia parts. The 5-year, 100,000-mile covers rust and other types of corrosion. There’s also a 5-year, 60,000-mile warranty that helps cover costs associated with roadside assistance.

As you can see, Kia has thorough coverage and a variety of options. There are some parts of the warranty that expire before others. This can leave gaps on some essential parts of your vehicle. A Kia extended warranty can help you fill in some of the gaps.

Premium Kia Warranty

A premium extended warranty is beneficial to have as soon as the factory warranty expires. There aren’t many factory warranties that cover up to 10 years or 100,000 miles on a vehicle, so it’s easy to overlook that expensive repairs could be in your future as a Kia owner.

Even if you’re a responsible vehicle owner, follow the manufacturer’s recommendations for maintenance and take good care of your Kia, there’s always the chance you’ll need significant repairs. The more you drive your car, the more wear and tear on parts; this is the nature of car ownership.

If you’re lucky, you won’t have to worry about major repairs for years, but when that time comes, an extended warranty can save you thousands of dollars. You’re probably wondering about the cost of an extended warranty. Although we can give you a yearly estimate to plan for, the cost varies depending on the model, age and mileage.

You and a family member could both drive matching Kias with the same model and year, but the price of your extended warranty could vary greatly. The average cost of an extended warranty can range from $350 to more than $700 annually.

What Is the Estimated Kia Extended Warranty Value?

You might be wondering if getting an extended warranty is worth it, especially when the base warranty is generous. It’s understandable if you’re a consumer who needs to know the value of warranties. Like the cost of extended warranties themselves, it’s difficult to pinpoint the value of an extended warranty.

We think that extended warranties are valuable in the sense that they offer a sense of security and a “buffer” in the event of a costly repair. This type of value may not be enough for you. Let’s take a closer look at some of the more expensive car issues you may face with your Kia and how an extended warranty can have value.

There are a few Kia models that have a history of engine failure and other significant powertrain issues shortly after the factory warranty expires. Transmission and engine issues are never cheap, and the average repair bill totals more than $4,000. Other issues you may encounter can include the timing belt, brakes, fuel pump or spark plugs. Although none of these problems cost nearly as much as powertrain issues, the costs add up.

Can’t decide whether a Kia extended warranty is valuable? Consider your finances. Do you have the financial means to cover an expensive car repair at any time? Even if you can afford a $2,000 to $5,000 problem with your Kia, wouldn’t you rather spend your money a different way? Even if you only use your extended warranty once or twice, you’ll probably find that it’s valuable and pays for itself.

Is It Better to Pay Out of Pocket?

The thought of having an extra monthly expense may turn you off from the idea of getting an extended warranty. Although no one likes to spend more money than necessary, having a Kia extended warranty can save you thousands of dollars.

It’s important to keep in mind that if you opt out of getting a Kia extended warranty, you are responsible for paying for every car issue that you’re likely to encounter, from spark plug replacements to an engine that stops while you’re driving down the freeway.

Small repairs add up over time, and when you consider all the money you could end up spending on your vehicle, a Kia extended warranty is likely a more cost-effective option.

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